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Harvesting Savings: 0% Financing on Parts and Service Until 2025

21st Century Equipment
21st Century Equipment
February 11, 2026
Harvesting Savings: 0% Financing on Parts and Service Until 2025

The busy season waits for no one, and we know that keeping your fleet in fighting shape is the difference between a smooth harvest and a stressful one. With the latest Harvest Terms™ offer, you can roll up your sleeves and get those essential repairs done now without touching your cash reserves until next November.

At 21st Century Equipment, our long-standing history as a trusted dealer has taught us that proactive maintenance is the best insurance policy for your operation. Our technicians bring years of hands-on knowledge to every inspection, ensuring your "green iron" is ready to stand up to the rigors of the High Plains.

How Do Harvest Terms™ Protect Your Operation's Cash Flow?

We look at ag financing from a "Customer-First" perspective, recognizing that liquidity is king during the growing season. By utilizing your Multi-Use Account™, you can invest in high-quality OEM parts and factory-certified service now, while deferring the bill until the grain is in the bin.

Details of the No-Payment/No-Interest Offer:

  • Promotional Rate: 0% APR on qualifying agricultural purchases.
  • Payment Deadline: No payments or interest due until November 15, 2025.
  • Eligible Services: Includes John Deere parts, shop labor, and comprehensive equipment inspections.
  • Flexibility: Use your existing Multi-Use Account™ credit line to manage seasonal expenses on your own terms.

Why Is a Professional Inspection Better Than a "Quick Fix"?

When the pressure is on, it’s tempting to just "patch it and go," but our specialists have the industry knowledge to know that small issues today become major downtime tomorrow. We emphasize a consultative relationship, walking you through our technical specs and findings during a multi-point inspection to prioritize what your machine truly needs.

Our factory-certified technicians utilize the latest diagnostic technology to spot wear patterns that might be invisible to the naked eye. By pairing our expertise with 0% financing, we make it easier for you to choose the security of a professional repair over the uncertainty of a temporary fix.

Maximizing Your Multi-Use Account™ Benefits

  • Buy Now, Pay Later: Secure your parts and service between November 1, 2024, and November 15, 2025.
  • Exclusive Offers: Access special manufacturer incentives only available to account holders.
  • Simplified Record Keeping: Consolidate all your ag-related expenses into one easy-to-manage statement.

Common Questions About John Deere Ag Financing

What is the minimum purchase required for Harvest Terms™? Eligibility can vary based on specific dealership programs and current John Deere Financial guidelines. Generally, these terms apply to significant service work and parts orders intended for agricultural or commercial use. Contact our service department for a quote on your specific repair needs.

Does the 0% APR apply to labor costs as well? Yes! When you schedule an inspection or repair at any of our 21st Century Equipment locations, the labor performed by our technicians can be included in your Multi-Use Account™ financing, provided it meets the qualifying purchase criteria.

What happens if I haven't paid the balance by November 15, 2025? After the promotional period ends, any remaining balance will begin to accrue interest at your regular Multi-Use Account™ rate. We recommend working with our finance specialists to ensure your payment schedule aligns with your harvest checks.

Can I use this offer for residential lawn equipment? Harvest Terms™ and the Multi-Use Account™ are specifically designed for agricultural and commercial use. If you are looking for residential options, we have a separate stable of "Backyard" financing offers for our X-Series and Z-Series mowers—just ask our sales team for the latest residential specials.


Ready to gear up without the upfront cost? Visit 21st Century Equipment today to apply online and let our experts help you stay in the field!

Disclaimer:

¹Offer valid on qualifying purchases made between 01 November 2024 until November 15th, 2025 and is subject to approved credit on a Multi-Use Account™, a service of John Deere Financial, f.s.b. No down payment required. 0% APR until 15 November 2025. After the promotional period, interest charges will begin to accrue at the regular Multi-Use Account rate. For agricultural/commercial use only. Available at participating dealers, see your local dealer for complete details.

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